Probably gaps in the valve gear. Expansion through heat closes them and/or if they are hydraulic the engine oil has to fill small cups. If it's quiet when hot that's fine.
Indicates poor maintenence, too infrequent oil & filter changes. Add a pint of marvel mystery oil to the crankcase and drive it 1K miles, then do an oil and filter change, add another pint of MM oil if you like . . .
not sure but make sure you have enough oil