(1) You will get NOTHING for the upgrades and repairs. If the car is still in your physical possession, you'd be wise to get what parts you can from it (like the battery) and replace them with the old parts if you still have them.

(2) At best, you can expect a settlement in the neighborhood of the average blue-book value for a 2002 MR2 in your locality. IF you had full collision coverage, the payout should be $5k to $6k.

They will give you fair market value for your car. Maybe a little extra for condition. But all upgrades will not affect the price.The car is13 years old. Don't expect much. And no they don't search for a same condition car. They will pay you and you can move on.

Ask if you can buy your wreck back, and use it to fix up a different MR2

up grade mean nothing, you will get market value,i doubt you will get more than 4500 payout.

My car got totaled and it is a 2002 Mr2 (used)special edition. My car is very good condition exterior is like Brand New! Interior is minimal wear on the seats still like new. everything works Perfect!!! I'm just concern how much the insurance will cash out for me w/out ripping me by offering like 2g or something. Even if they do can I bring up all the upgrades that I've done on the car to raise its value? Like new timing belt,gas cap, new battery,installed deck etc. Idk if this is true or not but I read something online that the insurance can find a car with a value like yours or find a car like yours for you if they don't cash you out. Please tell me you opions!!! I just lost my car that I just bought. I'm really sad.. I would like to hear only serious advice Please!!!!!